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#CALIFORNIA GRIDLOCK TICKET DRIVERS#

If you have a bad score you may end up paying a higher premium.

Credit Score - Studies have linked bad credit scores and a higher risk for accidents.

If you've done it before, odds show that there is a good chance you'll do it again, and your insurance provider will penalize you for it.

Driving Record - California traffic tickets and accidents on your driving record can cause auto insurance increases.

Statistics involving population, traffic, accidents and crime in your area are used to calculate this aspect of your premium.

Location - Where you live directly affects your California auto insurance rates.

Unfortunately for men, your gender may cause you to spend more on car insurance.

Gender - Studies have shown that, on average, men pay more for auto insurance throughout their lifetimes than women.

#CALIFORNIA GRIDLOCK TICKET DRIVERS#

Youthful drivers will typically pay a higher rate since they are seen as more of a risk than drivers who have been driving longer. Age - Your age is an important factor because young drivers have less experience than older drivers.These factors affect your premiums in the following ways: Other factors in your rates include your credit score, driving patterns and type of car. California traffic tickets and “at fault” accidents can cause auto insurance increases.

Your driving record, however, is fully in your control. Some of them are out of your control, like your age, gender and location. There are a great deal of factors that go into determining your auto insurance rates in California. How are California Auto Insurance Rates Determined? How California Traffic Tickets Affect Auto Insurance?ĭid you know that getting a traffic ticket in California or moving to a new area can cause your auto insurance rates to rise? Considering the amount of money that we all spend on car insurance every year, it's good to know why we're paying the rate that we are, right? Knowing how your rates are determined can help you save money on your premium.